Credit Contracts & Mortgages
Buying on credit is as American as apple pie. Credit is
having now and paying later. It is hav
ing
a washing machine, television and automobile now and paying for
them in regular installments. It is having cash now to meet
unexpected expenses such as medical bills, auto repairs, and
coping with natural disasters; and paying the money back over a
period of time. In fact, most Americans use credit.
PowerPoints
Become the Captain of Your Financial Ship
Charting the Course PowerPoint PDF
Trimming the Sails PowerPoint PDF
Standing Watch PowerPoint PDF
Staying the Course PowerPoint PDF
Credit Legislation
This PowerPoint presentation presents an overview of money and credit from the evolution of money to modern consumer credit legislation and identity theft. Available in PDF and PowerPoint formats
Types of Credit
This presentation provides information on the different types of consumer credit available, statistics on college student use of credit, as well as tips for choosing and using a credit card. Available in PDF and PowerPoint formats.
How Much Credit Can You Afford?
Advantages and disadvantages to consumer credit and discussion on determining whether you should apply for credit and how much credit you can afford. Available in PDF and PowerPoint formats
Publications
A House for Your Family: Buy or Rent
Terms Used for Credit/Crédito: Los Terminos
Videos
Credit Wise: Coming to Terms
Explains how to choose credit wisely and make credit work for you, how to read the fine print of credit card contracts, and offers real-life experiences of students, middle-aged people, and seniors, as well as advice from credit experts. 16 minutes.
Home Based Business: Getting a Loan
Information on preparing a business plan and securing a business loan, including where to go to get a loan. Indiana Cooperative Extension Service, 21 minutes.
Contact Erica Rodriguez, Curriculum Secretary for more information on this video.
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General Resources
UF/IFAS Sites
UF/IFAS Publications
State & Federal Agencies
- Consumer Action Website--FCIC
- Federal Citizen Information Center (FCIC)
- The Federal Reserve Board Consumer Information
- Federal Trade Commission (FTC)
- Internal Revenue Service (IRS)
- MyMoney.gov--Financial Education and Literacy Commission
- Office of Community Services--U.S. Department of Health and Human Services
- U.S. Securities and Exchange Commission (SEC)
