Consumer Rights
Everyone has to deal with money. Here are some basics to handling money well.
Making a Family Budget or Spending Plan
- A spending plan is allocating your income to cover your expenses. This is a simple concept, but a challenging task for most of us. This article should help you make a spending plan (budget) for your family's money.
Banking Your Dollars
- Bank statements, types of banks and financial institutions, writing a check, stopping payment on a check, special types of checks, as well as tips on how to avoid trouble with your bank accounts. En Espanol: Transacciones Bancarias
Cutting Costs to Live within Your Income
- Developing self-control of your spending is a basic step in cutting the cost of living. Some families instinctively seem to know how to get what they want, even on a limited income. But others need help in managing their finances to get what they need and want. Research shows that people worry more about money than any other family problem. If families communicate and everyone understands what the financial situation is, there will be greater cooperation.
General Resources
UF/IFAS Sites
UF/IFAS Publications
State & Federal Agencies
- Consumer Action Website--FCIC
- Federal Citizen Information Center (FCIC)
- The Federal Reserve Board Consumer Information
- Federal Trade Commission (FTC)
- Internal Revenue Service (IRS)
- MyMoney.gov--Financial Education and Literacy Commission
- Office of Community Services--U.S. Department of Health and Human Services
- U.S. Securities and Exchange Commission (SEC)
Banking
Basic
Money Management